In most states, motorcycle riders are required to hold two types of motorcycle insurance: bodily injury coverage and property damage liability insurance. Other kinds of coverage are optional.
The type of coverage you need depends on your experience, your bike, and your desires. If you have multiple bikes, we may be able to offer you a discount. If you ride someone else's bike, make sure to get in touch to make sure that you are fully covered for this situation.
When setting up your motorcycle insurance policy, think about whether or not you ride with valuable items such as tools, a cellphone, or your bike gear itself. This may or may not be covered by your existing insurance.
You should also consider your liability if you are riding with a passenger. Don't take it for granted that you are fully covered by your current policy. Investigate your insurance policy or talk to us to get a clear idea of what you can and can't do, and how you are protected.
This is like auto insurance that covers watercraft and normally covers vessels with motors, including paddle boats, fishing boats, and yachts. It typically does not cover canoes or kayaks.
Like auto insurance, boat insurance can protect the holder with a policy that includes collision damage, bodily injury liability, property damage, and other options. Just like auto insurance, boat insurance is a legal requirement in most states. In some states, you must also have liability coverage. Those without boat insurance may have a tricky time trying to dock at certain marinas. If you are acquiring a loan to purchase a boat, it won't be long before you talk about purchasing boat insurance.
We are here if even if you need snowmobile insurance. Our snowmobile insurance covers similar situations to auto insurance. Therefore, it may include:
• collision coverage, which will cover you if you hit another snowmobile or a fallen branch
• bodily injury liability coverage to help you cover the costs of medical expenses if you injure someone else with your snowmobile
• property damage liability coverage for those who collide with property such as a fence or a wall
• or comprehensive coverage, which will protect you if your snowmobile is damaged by something other than a collision, such as vandalism.