4 years ago
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Comments Off on Understanding Elgin, IL Homeowner’s Insurance Coverage
Thinking about buying your first home and wonder if you should get homeowner’s insurance? Maybe your lender has required you to get homeowner’s insurance and you are not sure what that involves?
In this post, we introduce the basics of homeowner’s insurance. Here, you can learn what homeowner’s insurance is and what it usually covers.
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4 years ago
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Comments Off on Tips for Finding the Right Elgin, IL Car Insurance
Almost every state requires drivers to have car insurance, Illinois is no exception.
If you get caught driving without one, you could have your license suspended for up to 4 months, not to mention paying fines of up to $4,500. Then, once you get a black mark on your driving record, you could pay higher premiums.
Before all that happens, consider getting the right auto insurance as soon as possible. Not only will you avoid breaking any laws, but you’ll also lower your insurance costs. That being said, let’s talk about some tips for choosing the best Elgin, IL car insurance.
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4 years ago
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Comments Off on What Does Workman’s Comp Insurance Cover?
63 seconds isn’t a lot of time. Yet, its still enough for nine American workers to get injured on the job on average. That’s a whopping 12,600 employees a day.
With numbers like those, it’s no surprise that workman’s comp insurance policies exist. What is this important insurance, and what types of injuries does it cover? Do you need to buy a policy if you’re an employer in Illinois?
Learn everything you need to know about worker’s compensation in our state.
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4 years ago
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Comments Off on A Quick Guide to Renter’s Insurance
According to insurance industry experts, only 37% of renters have renter’s insurance. That means more than 2/3 of people renting a place to live in Illinois aren’t covered if something happens to their personal possessions. If a personal injury occurs on their property, they don’t have any financial protection against liability.
In this quick guide to renter’s insurance, we will look at what a renter’s insurance policy covers. We will also explore if a renter’s insurance policy is right for you and what it costs to have this essential financial protection.
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4 years ago
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Comments Off on The Differences Between Motorcycle and Auto Insurance
There are many benefits to owning a motorcycle. You can’t beat the gas mileage, and they transform monotonous commutes into exciting adventures.
Motorcycle owners, like car owners, need insurance to protect themselves. However, there are major differences between motorcycle and auto insurance.
There is a lot of new information for potential bike owners to understand, and there are necessary legal details to work out before deciding to purchase a new bike.
Let’s learn more about these differences, so you can make sure that your motorcycle is covered.
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4 years ago
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Comments Off on A Beginner’s Guide to Insurance for Fire and Other Natural Disasters
Net premiums in the US insurance industry exceeded $1.2 trillion in 2018.
Within this massive industry, there are many smaller sectors and subsectors. Insurance for fire and other natural disasters forms one important part of this framework.
If you’ve recently moved into a new home, and you’re wondering whether this type of insurance would represent a good investment for you, there are several things you need to consider.
Let’s take a closer look at insurance for fires and other natural disasters.
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4 years ago
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Comments Off on Types of Commercial Insurance and Why it’s Important
Your business deserves to be safeguarded, and you deserve to focus on growing your company instead of worrying about what could go wrong. One of the most crucial ways to protect your company is with commercial insurance.
Let’s go over the various types of commercial insurance out there, and why they will benefit you and your company.
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4 years ago
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Comments Off on How Much Auto Insurance Do You Need?
Car insurance is a necessity to drive legally, but that doesn’t mean you need to overpay.
Finding the right car insurance often means walking a fine line between price and total coverage. You don’t want coverage you don’t need but finding yourself underinsured could be devastating.
If you find yourself wondering how much auto insurance you need, we can help you. Here’s what you need to know about car insurance in Illinois.
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4 years ago
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Comments Off on Coronavirus and Home Insurance: This is What You Need to Know
Projections show that the US could suffer as many as 100,000 coronavirus-related deaths by the time the crisis has ended.
With this tragedy so present in our lives, it can be easy to forget about practical considerations easily overlooked due to concern about the virus. However, they still exist, and must be attended to.
One such consideration is home insurance. Here, we share some worldwide predictions about the effects of coronavirus on the home insurance industry.
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4 years ago
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Comments Off on Life Insurance: A Helpful Guide on Who Needs It
Life Insurance can be an integral part of a family, offering peace of mind to a spouse and any dependents. Life is fragile, and during this pandemic, that phrase has never been truer.
Even if you don’t have a family, life insurance could be right for you. You might be asking yourself is life insurance necessary? In this guide we’ll go over why it might be, and what you need to know about it.
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